Visitors to the European Economic Area (EEA) and Switzerland are entitled to reduced costs or, sometimes, free and unscheduled health care through mutual agreements between these countries. As a non-resident insured in another state, you are not subject to French „health pathways” laws, which require patients to appoint a health professional (primary physician) from whom they must be referred before consulting a specialist. To prove that the health care path is not applicable to you and to avoid additional costs, you must submit your European Health Insurance Card or interim replacement certificate to the doctor (general practitioner or specialist). If you are visiting outside the EEA, you must determine whether there is a mutual agreement between your country of origin and France. If necessary, you must purchase private health insurance for the visit. To get a more complete idea of the reimbursement levels in force in France, you need to read our following pages on how health works in France, because the image is complicated. It is important to purchase comprehensive travel insurance to cover emergency medical coverage and related costs. The current provisions of the CEVK are not an alternative to travel insurance, as certain health-related costs, including medical repatriation, ongoing medical treatment and non-urgent treatment, are not covered. Learn more about what your travel insurance should cover. Public health care in France is not free.
You may have to pay a portion of the cost of each treatment. In-kind benefits include medical care, medication, dental and prosthetic care, hospitalization, laboratory tests and examinations, or transportation. As a general rule, the Caisse directly covers 80% of your hospital costs (100% in certain situations). In this case, and if you have submitted your CEV or a provisional replacement certificate, if you have been admitted, you do not have to pay in advance. You are only responsible for the 20% surcharge if you have 80% coverage, plus a fee of 20 euros per day of hospitalization. If you have 100% coverage, you have to pay the daily fee of 20 euros. If you pay in advance, you must claim the refund by depositing your „exit slip” (proof of hospitalization received on exit) at the local health insurance fund, which covers the geographic area in which you were hospitalized. Jersey and France have a health agreement that helps cover emergency medical care if you are hospitalized during a visit to France. To get this coverage, you need a certification certificate. If you cannot claim a refund during your trip to France, you can do so if you are back in the UK from the NHS Overseas Healthcare Office in Newcastle (0191 218 1999). The definition of `necessary health care` is similarly defined in European jurisprudence as `benefits granted to prevent an insured person from being forced to return to his or her Home Member State and allow them to continue their temporary stay in another Member State under safe medical conditions`. Daily hospitalization costs are not reimbursed by the French Health Insurance Fund.
However, you may be covered by your mutual or other supplementary insurance. Strictly speaking, health care in France is not free in the same way at the time of the tax as in the United Kingdom. You will have to pay for your treatment and be reimbursed afterwards. Public health care in France is not free. Health care costs are covered by the state and by patient contributions. These are called supplements.